Reap
Card Issuing
Bridging Worlds: One Platform for All Your Global Financial Needs
Founders
Daren Guo (Co-Founder)
Kevin Kang (Co-Founder)
Launch Date
2018
Key Investors
Acorn Pacific Ventures
Arcadia Funds
HashKey Capital
Hustle Fund
Fresco Capital
and more
About
Reap is a comprehensive financial platform that bridges traditional and digital finance for global businesses. Offering corporate credit cards with fiat/digital currency repayment options, international payment solutions, and expense management tools, Reap eliminates the need for multiple financial service providers. Their developer-friendly APIs enable businesses to embed payment solutions, including card issuing and cross-border payouts. Licensed in Hong Kong with robust security standards, Reap empowers digital-led businesses to operate seamlessly in a borderless financial ecosystem.
95%
businesses using crypto transactions
12M+
cross-border payments monthly
Use Cases
- Global Business Expense Management - Finance teams use Reap Card to streamline international expense tracking, enabling employees to make purchases worldwide while maintaining centralized control and flexible repayment options.
- Cross-Border Supplier Payments - Import/export businesses leverage Reap Pay to efficiently settle invoices with international suppliers in their preferred currencies, reducing forex fees and simplifying payment reconciliation.
- Fintech Card Program Integration - Fintech startups utilize Reap's Card Issuing API to rapidly launch branded payment card solutions for their customers without building payment infrastructure from scratch.
- Crypto-Friendly Business Operations - Web3 companies manage operational expenses using Reap's platform to seamlessly convert between digital currencies and fiat for business payments while maintaining compliance.
Borderless Payment Solutions
- Corporate credit cards with flexible bill repayment options in fiat or digital currencies
- Payment solutions for various financial needs, including off-the-shelf or embedded finance
- Payouts to anyone, anywhere, using preferred currencies
- Card issuing services to launch your own card program
- Payment APIs for automated global fiat payouts
Security and Compliance
- PCI compliant, protecting data in compliance with PCI DSS
- Licensed and regulated with an MSO license in Hong Kong
- Fraud prevention measures using transaction monitoring tools like Chainalysis
- Secure sandbox testing for developers
- Robust API documentation and dedicated support for developers
Trusted by
Exflow, Travala
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