Gnosis Pay
Card Issuing
Self-Custody Meets Global Spending Power: Where DeFi Meets Your Daily Transactions
Founders
Martin Köppelmann (Co-founder)
Stefan George (Co-founder)
Friederike Ernst (Co-founder)
Marcos Nunes (Co-founder)
Launch Date
2022
Key Investors
About
Gnosis Pay is the world's first decentralized payment network offering self-custodial Visa cards with on-chain smart accounts. Built for developers, it bridges traditional finance and DeFi with permissionless APIs, 0% FX fees, up to 5% cashback, and global spending capabilities. Features include seamless stablecoin on-ramping, DeFi integrations for staking and borrowing, Ethereum signature authentication, and enterprise-grade compliance. Available across multiple countries with flexible solutions for businesses from startups to established institutions.
0%
FX spread for crypto
5%
cashback on transactions
Use Cases
- Crypto Traveler - Use GnosisPay's Visa debit card with 0% FX spread to spend crypto abroad, leveraging on-chain FX rates for optimal currency conversion while traveling.
- DeFi Earnings Spender - Connect DeFi yield-generating assets to GnosisPay for auto-recharging your card, enabling passive income to fund everyday purchases with up to 5% cashback.
- Fintech API Integration - Integrate GnosisPay's permissionless API into existing fintech platforms, offering customers self-custodial crypto-to-fiat spending solutions with minimal development.
- Stablecoin Banking - Deposit fiat for instant stablecoin issuance (EURe, GBPe, USDCe), then leverage borrowing capabilities against these assets while maintaining regulatory compliance.
Web3 Payment Solutions
- Operates as a decentralized payments network
- Offers the world's first self-custodial Visa card
- Provides permissionless API for TradFi access with Ethereum signature authentication
- Supports DeFi integrations for staking, borrowing, and yield opportunities
- Uses on-chain Smart Accounts with sponsored gas fees
Crypto & Stablecoin Spending
- Enables no-fee stablecoin on-ramping
- Allows crypto spending anywhere Visa is accepted
- Supports direct fiat deposits with instant stablecoin issuance (EURe, GBPe, USDCe)
- Offers up to 5% cashback
- Provides 0% FX spread
Trusted by
You may also like
View All
Get in touch with our team
Stableguide Submission Form