Mural Pay
Treasury Management
Cross Border

Borderless Payments Infrastructure: Powering Global Commerce at Local Speed

Founders

Sinclair Toffa (CEO)

Chris Fernandes (CTO & COO)

Launch Date

2022

Key Investors

About

Mural is a comprehensive global payments infrastructure platform that streamlines cross-border transactions across the Americas, Europe, and Africa. Leveraging local payment rails and stablecoin technology, Mural offers instant settlement, guaranteed delivery, and low fees for businesses through its all-in-one platform and APIs. With support for 40+ currencies in 170+ countries, it provides integrated solutions for payments, invoicing, bill pay, virtual accounts, and currency conversion—all with institutional-grade security and compliance features.

Check Out the Podcast Episode with Mural Pay's CEO

S2 E1: Join us as we sit down with Sinclair Toffa, former Palantir engineer and founder of Mural Pay, who shares his remarkable journey scaling from $1M to $400M in payment volume. Discover how his team is revolutionizing cross-border payments with AI automation, enabling transactions like US to Brazil in just 2 minutes. Sinclair reveals why they've distanced from crypto terminology and offers valuable insights on the future of bank integrations and embedded payments—essential listening for fintech founders and businesses navigating international money movement.

Mural Pay
Mural Pay
Mural Pay
Mural Pay
Mural Pay
Mural Pay
170+
countries supported
40+
currencies supported
Use Cases
  • Global Contractor Payments - Companies can use MuralPay to streamline payment processes for international contractors, avoiding high bank fees and delays associated with traditional cross-border transfers.
  • Automated Invoicing System - Businesses can leverage MuralPay's invoicing features to automatically generate, track, and manage invoices for vendors worldwide, improving accounting efficiency.
  • Virtual Account Management - Organizations can set up virtual accounts for global vendors through MuralPay, enabling secure and simplified financial transactions across international borders.
  • Stablecoin Payment Processing - Businesses can utilize MuralPay's USDC support for global payments, providing a cryptocurrency-based alternative that offers stability and reduced transaction costs.
Global Payment Solutions
  • Mural Pay provides a platform and API for managing pay-ins and payouts
  • It facilitates invoicing and virtual accounts
  • It supports currency conversion
  • Mural Pay supports payments in over 170 countries and 40+ currencies
  • It offers enterprise stablecoin payment infrastructure
Security and Compliance
  • Mural Pay offers institutional-grade security measures
  • It provides features like passkeys, granular permissions, and transaction monitoring
  • The platform adheres to KYB/KYC compliance standards
  • It maintains an audit trail for transactions
  • Mural Pay guarantees payment delivery
Trusted by

Opera MiniPay

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