Fipto
Cross Border
Borderless Payments, Instant Settlement: Where Fiat Meets Crypto for Global Business
Founders
Patrick Mollard (Co-founder & CEO)
Bertrand Godin (Co-founder & COO)
Grégoire Andrieu-Guitrancourt (Co-founder & CRO)
Launch Date
2022
Key Investors
Serena
Motier Ventures
About
Fipto is a regulated stablecoin payment infrastructure enabling businesses to accelerate global transactions with instant settlement. Their comprehensive suite includes cross-border payments, payment links, crypto payroll, and integrated fiat/crypto wallets—all designed for security and compliance. Registered with European financial authorities, Fipto offers businesses of all sizes a seamless way to send, receive, store, and convert currencies while reducing fees and paperwork. Their developer-friendly API ensures easy integration with existing payment workflows.
5min
Instant payment link setup
24/7
Global instant payments
Use Cases
- Cross-Border Payments - Businesses can use Fipto to send fast, secure cross-border payments to international partners and vendors, reducing settlement times and transaction costs.
- Remote Team Payroll - Companies with distributed workforces can leverage Fipto to pay remote teams in multiple countries efficiently using stablecoins, avoiding traditional banking delays.
- Stablecoin Payment Collection - E-commerce businesses can create shareable Payment Links to instantly collect stablecoin payments from customers globally and convert them to euros directly into their accounts.
- Currency Management & Conversion - Businesses can use Fipto's wallet system with both EUR IBANs and cryptocurrency capabilities to store, convert, and manage multiple currencies in one secure platform.
Stablecoin Payment Solutions
- Facilitates instant settlement worldwide using stablecoins for cross-border payments
- Allows businesses to collect stablecoin payments through shareable payment links
- Enables stablecoin payments for remote teams, optimizing company cash flow
- Accelerates global payments using stablecoins for fast, secure, transparent, and cost-efficient transactions
- Speeds up merchant settlements across the globe using stablecoins through PSP solutions
Platform Security and Compliance
- Solutions adhere to European security and regulatory standards
- Registered with the AMF as a Digital Asset Services Provider and as a VASP in Luxembourg
- Client assets are safeguarded in fully segregated accounts
- Uses institutional-grade infrastructure with regular audits
- Partners with Modulr Finance B.V. for fiat account and payment services, with funds held in segregated accounts
Trusted by
Kyriba, HedgeGuard, Circle, The Big Whale, Fireblocks, Pandascore, Modulr, Chainalysis, Argo Freight, Acme Corporation
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