Decaf
Cross Border
Borderless Banking: From Crypto to Cash, Anywhere on Earth
Founders
Rick Martin (Co-founder & CEO)
Fernanda Orduña Rangel (Co-founder)
Joan Ruiz de Bustillo Ohngemach (Co-founder)
Scott Martin (Co-founder)
Launch Date
2022
Key Investors
About
Decaf Wallet is a non-custodial mobile app running on Solana and Stellar that functions as a "Global Bank, Onchain."It enables instant, fee-free money transfers across 184+ countries through multiple channels including bank transfers, MoneyGram cash withdrawals, and peer-to-peer payments. With features like multi-currency support, easy currency conversion, and investment in tokenized bonds, Decaf bridges traditional and digital finance. Users praise its ability to convert crypto to cash in remote locations and make cross-border payments with minimal fees, truly democratizing global financial access.
185+
currency exchanges available
10%
Government bonds yield
Use Cases
- Cross-Border Remittance - Immigrants can send money home to family in 184+ countries using Decaf's global transfer system, with MoneyGram cash pickup option and minimal fees.
- Multi-Chain Digital Asset Management - Crypto investors can seamlessly manage assets across Solana and Stellar networks, swapping between chains with 1:1 USDC conversions without added fees.
- Real-World Asset Investment - Retail investors can access tokenized government bonds and other RWAs on Solana/Stellar, creating diversified portfolios with traditional assets on-chain.
- Fiat Banking Alternative - Unbanked users can receive a US routing number, store value in 185+ currencies, and withdraw via bank transfer or MoneyGram cash pickup without fees.
Crypto-Fiat Accessibility
- Seamless transition between fiat and crypto
- Enables easy onramps and off-ramps between fiat and crypto in nearly 200 countries
- Directly swap fiat for USDC within the app
- Offers global ramps including bank transfers, cash at MoneyGram, card payments, peer to peer access and local providers globally
- Allows users to receive USD payments in their Decaf account and withdraw using various methods
Web3 Wallet Features
- Non-custodial mobile app running on Solana and Stellar
- Supports all tokens on the Solana and Stellar networks, including tokenized government bonds and other Real World Assets
- Offers gasless transactions and advanced Solana Pay features
- Provides direct DEX trading and chain swaps with no added fees
- Employs advanced encryption, non-custodial key splitting & management, and email recovery options for security
Trusted by
Stellar, MoneyGram, Solana, Circle, Beter Schiff, etherfuse, Scotty, Joe, Christex Foundation, C.OG
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