Dakota
Cross Border
Treasury Management
Banking at the speed of tomorrow, with the security of today.
Founders
Ryan Bozarth (Co-Founder & CEO)
Gabe G'Sell (Co-Founder)
Launch Date
Key Investors
About
Dakota is a modern fintech platform that combines traditional banking with blockchain technology. It offers global businesses 24/7 money transfers using stablecoins backed by U.S. Treasuries, with up to 4% rewards on balances. Users maintain full control of their assets while enjoying seamless multi-currency accounts, corporate cards with spending controls, and automated accounting tools. Dakota provides the security of traditional banking with the speed and flexibility of crypto, all without being a bank itself.
Check Out the Podcast Episodewith Dakota's CEO
S1 E1: Join us as we explore the future of business banking with Ryan Bozarth, CEO of Dakota, the innovative crypto-powered neobank now open for general availability. Ryan shares his journey from Square and Coinbase to founding Dakota, how they're using Treasury-backed stablecoins to revolutionize global payments, and why 70% of their customers are international businesses. Discover how Dakota is overcoming regulatory challenges while redefining cross-border financial services for startups and institutions worldwide.
100B
crypto assets under custody
4%
Dakota balance rewards
Use Cases
- Fintech Treasury Management - Startups can manage USD banking, stablecoin transfers, and earn rewards on balances while utilizing automated accounting tools for streamlined financial operations.
- Crypto Business Operations - Cryptocurrency businesses can handle both traditional banking and digital asset management with compliant transaction monitoring and multi-currency support.
- Corporate Expense Control - Companies can issue corporate cards with customizable spend controls while integrating with accounting software for real-time expense tracking and reporting.
- Cross-Border Treasury Management - Global businesses can leverage SWIFT/SEPA transfers and multi-currency accounts (USD/EUR) while managing tokenized assets securely for international operations.
Stablecoin-Powered Banking
- Every dollar deposited is converted into stablecoins
- Stablecoins are backed by U.S. Treasuries
- Users can move money instantly and globally without fees using stablecoins
- Dakota facilitates 24/7 transfers using stablecoins
- The platform provides access to risk-adjusted yield through secure DeFi lending
Treasury Management & Global Access
- Funds are fully backed by U.S. Treasuries and remain under user control
- Users can earn up to 4% rewards on their Dakota balance
- Dakota provides global access to U.S. dollars
- The platform supports transfers via ACH, Fedwire, SWIFT, and SEPA
- Dakota allows users to manage crypto, tokenized real-world assets, treasuries, and bonds in one platform
Trusted by
Helium, Audius, UMA, C3, Thrive, Parallax
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