Stellar

Borderless Banking at Light Speed: Where Digital Meets Traditional Finance

Founders

Jed McCaleb (Co-Founder & Chief Architect)

David Mazières (Co-Founder & Chief Scientist)

Launch Date

2014

Key Investors

QED Investors

North Island Ventures

Partners for Growth

BECO Capital

About

Stellar is a decentralized blockchain network created by the Stellar Development Foundation to democratize financial access globally. With fast 5.8-second transaction times and low costs, it enables cross-border payments, remittances, and stablecoin issuance that function "more like cash than crypto."Supporting 81K+ onramp locations across 180+ countries, Stellar combines developer-friendly tools including Soroban smart contracts with real-world utility, connecting digital assets to traditional financial systems for borderless economic opportunity.

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480+

Grants issued annually

81K+

Global onramp locations

Use Cases

Cross-Border Remittance Platform - Enables migrant workers to send money back home instantly with near-zero fees through Stellar's global network, bypassing traditional banking delays and high remittance costs.
Digital Asset Tokenization Service - Allows businesses to tokenize real-world assets like securities or property on Stellar's blockchain, providing global distribution channels and built-in regulatory controls.
DeFi Application Development - Developers can build financial applications using Soroban smart contracts to create lending platforms, decentralized exchanges, and yield farming solutions with 5-second finality.
Humanitarian Aid Distribution - NGOs can utilize Stellar's blockchain to deliver direct cash assistance to crisis-affected populations without banking infrastructure, ensuring transparent, traceable aid delivery.

Stellar's Blockchain Features

Stellar is a decentralized, public blockchain
It is designed to be faster, cheaper, and more energy-efficient than many other blockchain systems
The Stellar network supports global payments with near-instant and low-cost transactions
Stellar provides tools for accessing digital assets and global on/off-ramping
The Stellar anchor network supports access to over 180 countries and over 20 digital assets

DeFi and Smart Contracts on Stellar

Stellar enables the building of scalable decentralized finance (DeFi) solutions
Soroban is Stellar's smart contract platform designed for scale
Soroban is developer-friendly and Rust-based
Stellar smart contracts facilitate integration with existing financial systems
Societe Generale-FORGE (SG-FORGE) has launched its EUR-backed stablecoin (EURCV) on the Stellar network

Trusted by

UNHCR, MoneyGram, Societe Generale-Forge

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