Stable
Yield-Bearing
Wallets
Unlock 21x Higher Yields With Bank-Level Security, Zero Fees, and Complete Control
Founders
Kenan Saleh (Co-Founder)
Launch Date
2025
Key Investors
About
Stable is a high-yield savings app offering up to 9.54% APY—21x higher than traditional savings accounts. It uses USDC stablecoins (1:1 backed by US dollars) and Aave's decentralized lending protocol to generate returns. With self-custodial wallets secured by Face ID and Apple Passkeys, only you control your funds. Enjoy seamless market switching to maximize yields, fee-free transfers, and the security of over-collateralized loans backed by trusted institutions like JPMorgan Chase and Blackrock.
55B+
USDC in circulation
18B+
assets on Aave
Use Cases
- Emergency Fund Builder - Individuals can create a high-yield emergency fund that grows 21x faster than traditional savings accounts while maintaining immediate access to funds when needed.
- Cross-Border Business Payments - Small businesses can utilize the fee-free cross-chain transfers to make international payments without traditional banking fees while earning yield on capital until disbursement.
- Passive Income Generator - Retail investors can deposit USDC to earn automated, compound interest that accrues every second with Stable's yield optimization across multiple blockchain networks.
- Digital-First Savings Account - Tech-savvy users can replace traditional bank savings with a self-custodial wallet secured by FaceID and Apple Passkey while benefiting from high yield returns.
Stablecoin Yield Optimization
- Offers higher yield (9.54% APY) on stablecoins compared to traditional savings accounts.
- Utilizes USDC, a regulated stablecoin backed 1:1 by US dollars.
- Integrates with Aave, a decentralized lending platform, to generate yield.
- Allows users to deposit and withdraw funds at any time.
- Provides seamless management of stablecoin wallets, covering network and transaction fees.
Security and Accessibility
- Secured by Apple Face ID and Passkeys for wallet access.
- Employs self-custodial wallets, ensuring only the user has access to funds.
- Claims to have fully audited smart contracts and end-to-end encryption.
- Offers potential for fee-free sending and receiving on any chain.
- Provides bank deposit and withdrawal options with no fees.
Trusted by
JPMorgan Chase, Blackrock, Fidelity, Coinbase, Circle
