MiniPay

Borderless Banking in Your Browser: Send, Save, and Spend with Zero Friction

Founders

Launch Date

1995

Key Investors

Jump Crypto

Borderless Group

Richard Parsons

Verda Ventures

About

MiniPay is a self-custodial stablecoin wallet integrated within Opera Mini browser, allowing users to send, save, swap, and spend digital assets with near-zero fees via the Celo network. It offers instant transactions using just phone numbers, USD stablecoin savings while spending in local currencies, and transaction transparency with real-time notifications. Designed for user-friendliness with low data requirements, MiniPay provides financial freedom with robust security, now available on Android with iOS coming soon.

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reward per invite

0.01

sub-cent transaction fees

Use Cases

International Remittance - Migrant workers can send money home to family instantly with just phone numbers, avoiding high fees and currency conversion costs while maintaining USD value stability.
Low-Bandwidth Financial Access - Rural users with limited internet can manage finances through Opera Mini's data-saving features, receiving transaction notifications without constant connectivity.
Local Business Payments - Small merchants can accept digital payments through phone numbers while storing value in USD stablecoin to protect against local currency inflation.
Freelance Work Compensation - Global freelancers can receive instant payments for digital services in USD with minimal fees, eliminating traditional banking delays and conversion costs.

Stablecoin Functionality

MiniPay allows users to send, receive, save, swap, and spend stablecoins
It facilitates saving in USD stablecoin while enabling sending and spending in local currency
MiniPay offers sub-cent transaction fees through the Celo network
It is a stablecoin-based, non-custodial wallet
MiniPay allows users to send and receive funds instantly using just a phone number

Web3 Integration and Security

MiniPay is a self-custodial wallet, giving users control over their funds and data
It is integrated with the Opera Mini browser
MiniPay employs security measures to protect user funds and data
MiniPay is a wallet based on the Celo blockchain
It provides transaction transparency with instant notifications

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