Hifi Finance
Liquidity Provider
Fixed-rate DeFi: Bridging Real-World Assets to Blockchain Certainty
Founders
Mick Hagen (Founder)
Launch Date
2013
Key Investors
About
Hifi is a pioneering DeFi protocol offering fixed-rate, fixed-term borrowing against both cryptocurrency and tokenized real-world assets (RWAs) on Ethereum. Using bond-like instruments that represent on-chain obligations with specific settlement dates, Hifi brings much-needed predictability to decentralized finance. The platform has already loaned over $1 million against commercial real estate and aims to capitalize on the trillion-dollar opportunity presented by RWA tokenization—from real estate to stocks—which represents the largest onboarding of value to blockchains ever.
1M+
real estate loans
$25M
TVL goal achieved
Use Cases
- RWA Loan - Borrow USD against tokenized real estate with fixed rates, enabling access to liquidity without selling the asset.
- DeFi Leverage - Use crypto assets as collateral to borrow stablecoins at a fixed rate for leveraged trading or yield farming.
- Business Loan - Businesses tokenize invoices or other assets to secure fixed-rate loans for operational expenses.
- Personal Loan - Individuals tokenize valuable collectibles (NFTs) to obtain fixed-rate loans for personal needs.
Hifi's Role in Decentralized Finance (DeFi)
- Hifi is a fixed-rate, fixed-term lending protocol built on the Ethereum blockchain
- The protocol facilitates borrowing against crypto or supported real-world asset collateral
- Hifi's fixed-rate borrowing aims to bring predictability to decentralized finance
- Hifi has a total value locked (TVL) of over $25 million
- Hifi is developing version 3 of their protocol
Real World Asset (RWA) Tokenization
- Hifi allows users to borrow against tokenized assets, including real estate and stocks
- The platform has loaned over $1 million against commercial real estate RWAs
- Hifi participates directly in lending against tokenized real-world assets
- Hifi views the tokenization of real-world assets as a significant opportunity for onboarding value to blockchains
- Hifi acknowledges the challenges in realizing the potential of RWAs but recognizes the market opportunity
Trusted by
Pooled NFT, Crown Ribbon, Sheet Heads, Sablier
